Select your sexSelect your sex
Enter your age (from 15 to 64)
Occupational category 1
Enter the amount of cover you require (in dollars)Required cover ($)
Amount of cover
The amount you pay includes the premium charged by the insurance company and a fee paid to Smartshares Ltd for administering your insurance.
1The disability income insurance premium payable depends on your job category. These are:
- Group A: office workers - some examples include accountant, architect, accounts clerk, buyer, clerical worker, computer programmer or operator, receptionist.
- Group B: "travellers" and technicians - examples in this group include auctioneer, lab assistant, computer technician, typist, shop assistant.
- Group C: light manual, trades, retail - examples include builder, supply merchant, carpenter, electrician, livestock buyer, timber merchant, wool buyer/classer.
- Group D: heavy manual, hazards - for example, boiler-maker, floor surfacer, security guard, stonemason, welder.
If your own job is not shown above, the insurer decides which group it fits into.